New Mexico- Financing Programs

Financial Programs Available for you in New Mexico

Financial Programs Done Online: Acima or Paypal Credit or West Creek



Only 3 Requirements!

1.) 3 months consecutive income.

2.) 90 days with a traditional checking account.

3.) $1000 monthly income.

If you meet these requirements, YOU ARE APPROVED!

12 months to pay it off, 90 days same as cash!

Come visit us today and take your new furniture home for only $50 down! 

West Creek Offers Fast And Easy Payment Option- No Credit Needed

Done Online Through the Link Below

Once Approved for West Creek Financial, We Will Contact You. You can come in store and choose the furniture of your choice. Easy as that!

west-creek banner

High Approval Rates:

With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.

No Hidden Fees:

We offer a transparent, and affordable no credit needed financing option. If you pay in full by 100 days, you pay only a $40.00 initial payment, plus the cost of your order. No hidden charges or fees. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!

100-Day Purchase Option Or Early Buyout:

And with the 100-day purchase option — you can choose to purchase the item within 100 days of delivery and pay only the initial $40.00 payment plus the invoice amount. After 100 days, you may choose the early buyout option and purchase the merchandise at up to 65.00% of the remaining balance on the lease.


  • Photo ID
  • Social Security Number, government ID or ITIN#
  • Debit card with initial payment of $40.00
  • Checking account
  • $1,000 a month income

Paypal Credit


Done Through Our Online Store

Once Approved you will be able to checkout on the website. You can either do local pick up or delivery at checkout. Decisions are made in seconds so no need to wait to hear back from.

Paypal credit allows you to checkout and at the same time apply for credit. Shop on our website, once you are done to checkout. Checkout with paypal and follow the instructions. There will be an option to sign up for credit.

PayPal Credit – Digital Credit Line
Get 6 months promotional financing on purchases of $99+ everywhere PayPal is accepted

  • Get No Interest if paid in full in 6 months on every purchase of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. See Terms
  • No card needed. Easily access PayPal Credit right from your PayPal account.
  • Get a credit decision in seconds and use your PayPal Credit account to shop everywhere PayPal is accepted


Financial Program Done in Store:

Southwest Financial

Southwest Financial Application


Done through our Albuquerque Store:

5312 Central Ave Sw
Albuquerque, NM 87105

Southwest Financial mostly accepts with good credit. It may be difficult to apply if you have bad credit with this financial program. We suggest to go with West Creek or Paypal Credit if you have low credit. Southwest Financial typically approves for 2500$.


  • 2 pay stubs
  • New Mexico ID
  • Proof of Address
  • 6+ Months of working

Questions about Financing? Or Email us directly at [email protected].

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No Credit Needed!

Easy 50$ Initial Payment

90 Day Payment Option

Up to $5,000 Approval